“The best way to predict the future is to invent it” – Alan Kay When electricity first lit up a bulb, it dazzled the public. But that was just the beginning. Over time, it became the invisible force behind industry, transport, communication, and modern life itself. Today, Artificial Intelligence (AI) is at a similar inflection point. Tools like ChatGPT have flipped the switch and made AI visible to the world. But the real transformation lies ahead, as AI becomes embedded in t

In the ever-evolving landscape of personal finance and wealth management, investors are faced with an increasingly wide array of choices. In South Africa, the investment universe has many options, from unit trusts and share portfolios to retirement annuities and tax-free investment accounts. Each type of investment comes with its own set of advantages and limitations, and their effectiveness often depends on the investor’s goals, time horizon, and tax considerations. Navigati

When you invest in a unit trust or model portfolio, it’s natural to focus on the fund’s name, past performance, or the reputation of the...

Never before have US equity markets been so accessible – or so crowded. Twenty years ago, around 4 billion shares were traded daily...