We practice Lifestyle Financial Planning and our role is to be your partner along your financial journey, as adviser, planner and sounding board. In collaboration with you, we will define your financial needs and objectives and create a personalised plan to me those objectives.
This approach to financial planning ensures that you have the best chance of achieving your short, medium and long term goals. It is an ongoing comprehensive process that focuses on you and your financial needs and will reveal what is important to you, as well as your concerns and fears. It will provide a mutual understanding of how to balance today’s responsibilities with tomorrow’s aspirations. Honest and open conversation is the basis of any good relationship and, in this instance, will allow us to construct a clear and consolidated picture of your financial situation.
In creating your personalised plan, we have available to us the latest financial planning software and technical support.
Upon implementation of your plan, the process continues with a review meeting at least once a year designed to re-assess your financial objectives and make any adjustments to the plan that may be required to keep you on track.
1
GETTING TO KNOW YOU
The most important point is to gain clarity on your future goals and aspirations and the financial outcomes we need to plan for. Your vision for the future is intrinsically linked to your money and finances.
2
GATHERING INFORMATION
Together we need to gather your financial data to facilitate the completion of a comprehensive analysis of your current financial situation. This analysis represents your current financial reality and provides the basis of the plan to meet your financial objectives.
3
DEFINE YOUR GOALS
An in-depth conversation, based on your present financial situation, together with your future aspirations will define your goals.
4
DEVELOP STRATEGIES
We will then model various actions, options and investment strategies to illustrate the impact on your financial future of the different choices available to you. Factors such as tax, liquidity and risk will be taken into account. This process will empower you to choose a strategy that will best achieve your financial objectives and you will be provided with a personalised financial plan.
5
UNDERSTAND AND IMPLEMENT
After you have considered, fully understood and agreed upon the plan, we will proceed with implementing it.
6
PROGRESS REVIEW
Following implementation, we will conduct an annual review with you to ensure you remain on track and to take account of any change in your circumstances.
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